You’ve saved money for your down payment and have worked
hard at building a great credit score, now it’s time to buy a Bend Oregon Home.
Before starting to search for your first home make sure you
follow these simple tips:
Tip 1 – Check Selling Prices
Check selling prices for the neighborhoods you want to live
using websites like Trulia and Zillow or ask your Realtor to check the Multiple
Listing Service to compile a list of homes in your target neighborhoods.
Tip 2
– Use a Mortgage Calculator
Get ready for the mortgage payment you can expect to pay by
using an online mortgage calculator.
Tip 3
– Determine Your Monthly Housing Cost
After confirming what is your expected mortgage payment
take the time to calculate what your total housing costs will be each month.
Your total housing costs will include: homeowners insurance
and property taxes so it’s best to calculate these costs before buying a home
so you know what to expect.
Tip 4
– Think about Closing Costs
Closing costs are something you can expect to pay when
buying a home.
These costs will include: settlement fees, origination
fees, taxes and homeowners association fees so it’s also best to discuss
expected closing costs with your Realtor before buying a home.
Tip 5
– Take a Look at Your Budget
Everyone desires the best home for their money but before
committing yourself to a home you can’t really afford take the time to analyze
your finances and confirm that the home you want to purchase won’t consume more
than 28 percent of your income that you will pay in housing costs.
Tip 6 – Determine Your Must Haves VS. Should Haves
Before starting your home search take the time to determine
what your list of must haves and should haves are when searching for a home.
Must haves are things you absolutely want in a home like: 3
bedrooms, 2 bathrooms, and granite counter tops in the kitchen, bonus room for
an office or workout room.
Your “should haves” might include an open concept floor
plan, spare room for an office or workout area, wood flooring throughout the
home, energy saving windows.
Tip 7
– Find a Realtor
Last of all, but most important, to start searching for a
Bend Oregon Home contact Birtola Garmyn Real Estate today by calling us at
(541) 312-9449 or click here to contact us through our website.
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