Bend Oregon Real Estate. Find out all the insider info on the latest trends, long term values of homes and everything you need to know about home ownership. Jim Birtola & Ruben Garmyn offer unparalleled service to ALL clients in the Bend Oregon real estate market. Your complete satisfaction with our service and representation is our number one priority. We sold almost 400 Properties last year and over $1 Billion of Central Oregon Real Estate since 2001!
This home is located in the gorgeous and up and coming city of Redmond, Oregon. If you are looking for a home with lots of space, this could be your dream home!
3* Bedrooms and 2 Bathrooms Located in Redmond, Oregon
Completely remodeled 3 bedroom and 2 bathroom ranch style home on almost 1 acre, with mature landscaping and fruit trees! The home is light and bright as well as tiled throughout with granite counters and travertine in the bathrooms.
Huge professional 36 x 60, 2160 square foot heated and insulated shop with 14'
door as well as a 10' door for your RV or toys. Includes a 1 bedroom, 1 bathroom, 504 square foot bonus
room/office with kitchenette, air conditioning and gas fireplace over the garage.
Sit out back and enjoy your 28 x 14 covered deck and fenced yard. 13 Month home warranty included!
Redmond is the perfect place to enjoy an endless list of enticing activities - from hiking, fishing and river running to rodeos, concerts and conventions. The quiet, friendly town, nestled in the middle of Central Oregon, makes it a center of activity and tremendous growth. Its convenient location places Redmond within a stone's throw of some of the greatest golf courses in the world, internationally renowned rock climbing, spectacular snow-capped mountains and adored fishing and hunting spots.
Serving all of Bend, Redmond, Sisters, Sunriver, La Pine and all of Central Oregon with Integrity - Honesty - Sophistication. Experience Isn't Expensive It's Priceless! Birtola Garmyn High Desert Realty Your Real Estate Consultants Jim Birtola & Ruben Garmyn 541-312-9449 www.BendOregonRealEstate.com We SOLD over $1 Billion Of Central Oregon Real Estate Since 2001
If you are looking for a charming home located in Redmond, Oregon then do not miss out on this one!
3 Bedrooms and 2 Bathrooms in Redmond, Oregon
Great Full Time OR Investment Craftsman Style Home! This like new 2004
built 3 bedrooms and 2 bathrooms home features: big covered front porch, tiled entry,
living/great room, dining area with wood-laminate floor, open kitchen
with breakfast bar, large master suite with walk-in closet and private bathroom
with double-vanity, laundry/mud room, alley accessed attached/insulated
double car garage in the back with electric opener, nicely landscaped with
fresh sod and in-ground sprinkler system! Great location with easy
access to down town and the parkway!
Redmond is the perfect place to enjoy an endless list of enticing activities - from hiking, fishing and river running to rodeos, concerts and conventions. The quiet, friendly town, nestled in the middle of Central Oregon, makes it a center of activity and tremendous growth. Its convenient location places Redmond within a stone's throw of some of the greatest golf courses in the world, internationally renowned rock climbing, spectacular snow-capped mountains and adored fishing and hunting spots. Click here for more about this adorable home.
Serving all of Bend, Redmond, Sisters, Sunriver, La Pine and all of Central Oregon with Integrity - Honesty - Sophistication. Experience Isn't Expensive It's Priceless! Birtola Garmyn High Desert Realty Your Real Estate Consultants Jim Birtola & Ruben Garmyn 541-312-9449 www.BendOregonRealEstate.com We SOLD over $1 Billion Of Central Oregon Real Estate Since 2001
Is It Smart To Buy A Home Now, Or Should I Wait A Few Months?
Potential home buyers, you have some serious decisions to make - and soon. As 2013 draws to a close, mortgage rates are steadily creeping up towards 5%, leaving you to wonder, should I buy now, or wait until later?
The U.S. housing market is on its way to leaving the days of 3.5%, 30-year fixed-rate mortgages in the dust, due to the growing list of economic issues including inflation, consumer credit, and rising home prices, just to name a few.
The threat of mortgage rates rising to 5% by the end of this year is merely just a paper cut compared to the fact that they could reach 5.5% or even 6% in 2014.
Let's think of this in layman's terms:
Buyer A snags a $300,000 fixed-rate, 30-year mortgage at a 5% interest rate, with the following payments:
Monthly payment = $1,610.46
Total payment = $579,569.69
Total interest = $279,769.69
Not too awful, right?
Now take Buyer B who snares a $300,000 fixed-rate, 30-year mortgage, at a 6% interest rate. They'll end up paying the following:
Monthly payment = $1,798.46
Total payment = $647,515.44
Total interest = $347,515.44
Over the life of the loan, Buyer B will end up paying about $67,746 more for having a 6% mortgage rate as opposed to a 5% rate.
According to Freddie Mac's weekly mortgage rate survey, current rates stand at 4.2%.
Even though prices have declined within the last few weeks, the big picture shows a general rise in rates to between 4% and 4.5% before the end of 2013. This bubbles the age-old question to the surface for home buyers on the fence: Should you pick a side now, while rates are still fairly reasonable, or do you wait and risk having to deal with mortgage rates as high as 5% or 6% in 6-to-12 months?
Some factors to consider:
The Federal Reserve will stop "tapering": The Fed has embraced a policy of low interest rates primarily by buying up securities in the U.S. mortgage market, for the last five years, but all indications say the Fed will ease off on those purchases, thus driving interest rates up even further. "The days of rates in the 3% range are gone forever because the Fed will soon be pulling out of their mortgage backed securities purchasing program," said Tim Lucas, editor-in-chief of the mortgage website MyMortgageInsider.com. "When the Fed stops buying, demand for these securities will fall dramatically, and rates with jump back up to typical levels. Not only that, but once the unemployment rate nears 6.5%, the Fed could stop buying these securities, sending rates higher. We're at 7.3% unemployment now, with positive economic signs with every blink of an eye."
Rates will likely rise - and soon: "The housing market has clearly been on the upturn in most areas. I think a year from now people will look back and realize that this was a prime buying opportunity," said Peter Grabel, a mortgage loan originator at Luxury Mortgage Corp. in Stamford, Conn. "Most people will agree, it is only a matter of time before rates hit 5%."
The autumn buying season is very underrated: Mortgage and Real Estate professionals promote buying now, not only because rates and home prices are still reasonable, but because there is less competition in the residential real estate market compared to the busier spring and summer buying season, and the dedicated sellers leave their houses on the market through the winter. "Autumn can be the perfect season to buy a home, next to spring, however this year the economic atmosphere differs from recent years," explains J.D. Cowe, senior vice president at Georgia-based Southeast Mortgage. "During the past few years there had been a larger inventory of homes, and this year the opposite is true. We are expecting a housing shortage come winter. But, fall is still a great time to buy a home, as you can take advantage of year-end tax breaks and the fall weather makes it an ideal time to move."
Home prices are on the rise: The longer you put off purchasing your new home in this real estate market, the more expensive your purchase price will likely be. This is in response to the U.S. home prices being on an upward trend. CoreLogic, an Irvine-Calif.-based data analysis firm, estimates that U.S. home prices have risen 12.4% from August 2012 to August 2013.
However, the perfect time to buy your new home is when you're financially and emotionally ready for that obligation, which will likely be the biggest financial investment of your entire life.
"Life events drive real estate decisions - the birth of a baby, looking for a better school, a loss - whether it be by death or divorce - a parent or family member moving in or out, illness, children going off to college, relocation due to work, unemployment, raise, bonus, or natural disaster - all the good planning on the buying side can wipe out the best decisions when someone has to sell in a 'bad' market," explained Diane Saatchi, a Long Island, N.Y., real estate broker. "My advice to buyers would be to buy when they need and can afford to, as timing rarely makes a difference in personal real estate."
Read Realtor's article here.
Have you thought about winterizing your home? Click here for some prepping tips for the fall season.
Serving all of Bend, Redmond, Sisters, Sunriver, La Pine and all of Central Oregon
with Integrity - Honesty - Sophistication
Experience Isn't Expensive It's Priceless!!
Jim Birtola and Ruben Garmyn
Birtola Garmyn High Desert Realty
541-312-9449101 NE Greenwood Ave. Bend, OR 97701
www.BendOregonRealEstate.com
We SOLD over $1 Billion Of Central Oregon Real Estate Since 2001
If you are looking to build your dream home in the lovely town of Redmond, Oregon then this property is for you!
8.89 Acres in Redmond, Oregon
Build your dream home on 8.89 acres with potential for Cascade Mountain
views! Electric, cable and phone to the property line. This property is
fully fenced. Treed land with mature old growth junipers. The road is
paved to property. Close to Redmond, Sisters, Bend and local hospitals,
yet still private. Horses are welcome here with extensive riding
opportunities and BLM land in 3 directions from the property. Seller will
consider carrying contract.
Redmond is the perfect place to enjoy an endless list of enticing activities - from hiking, fishing and river running to rodeos, concerts and conventions. The quiet, friendly town, nestled in the middle of Central Oregon, makes it a center of activity and tremendous growth. Its convenient location places Redmond within a stone's throw of some of the greatest golf courses in the world, internationally renowned rock climbing, spectacular snow-capped mountains and adored fishing and hunting spots.
Serving all of Bend, Redmond, Sisters, Sunriver, La Pine and all of Central Oregon with Integrity - Honesty - Sophistication. Experience Isn't Expensive It's Priceless! Birtola Garmyn High Desert Realty Your Real Estate Consultants Jim Birtola & Ruben Garmyn 541-312-9449 www.BendOregonRealEstate.com We SOLD over $1 Billion Of Central Oregon Real Estate Since 2001
If you are looking for a home with gorgeous views as well as a little land.. This home is for you!!!
5 Bedrooms and 5 Bathrooms Located in Bend, Oregon.
Remarkable Deschutes River and River Canyon Views! Landscaped and backs up to a common area and the National Forest. Have it all with this
beautiful home on 1.79 acres on the rim above the Deschutes River with easy
access to Downtown Bend, superb fly fishing or hiking near Tumalo State
Park. Enjoy everything about this home from gourmet kitchen to glass
sunroom with sweeping views of the river, library/office, steam room,
hot tub overlooking the river and forest or your very own wine tasting
room. Includes private 280 square foot guest suite!
Bend, Oregon is a gorgeous small city with numerous possibilities and opportunities. Those who are not fortunate to live in this beautiful place, envy those who are able to call it home, and those who get to call it home, will tell you that they simply love it! How about the weather? Bend's weather is mostly sunny with clear blue skies! Winters can be chilly, but you will still have that sunshine! Any direction you turn, you will see marvelous snow capped mountains in the distance! Are you a recreational junkie? Well then you have found your heaven on earth! There is absolutely no need to leave the city limits to enjoy nature, it surrounds you in this city! Hiking, mountain biking, fishing, kayaking, rafting, winter skiing, lots of golf, paddle boarding... Anything recreational, Bend has it! But what if you are a beer junkie? Well, that is okay too! Bend offers 15 breweries, some of which are top rating!
Serving all of Bend, Redmond, Sisters, Sunriver, La Pine and all of Central Oregon with Integrity - Honesty - Sophistication. Experience Isn't Expensive It's Priceless!
Birtola Garmyn High Desert Realty Your Real Estate Consultants Jim Birtola & Ruben Garmyn 541-312-9449 www.BendOregonRealEstate.com We SOLD over $1 Billion Of Central Oregon Real Estate Since 2001
You will not want to miss out on beautifully remodeled home in the gorgeous city of Bend, OR.
3 Bedrooms* and 2 Bathrooms Located in Bend, Oregon.
Immaculate Remodeled Spacious Single Level Home On a Half Acre Lot In
Town! 3 bedroom and 2 bathroom home surrounded by tall pine trees in a clean and quiet
neighborhood. This home features a spacious floor plan with separate
family room, wood stove insert in the living room, updated and upgraded
appliances and bathrooms throughout the home, 2 car garage all situated
on a fenced, treed corner lot with convenient access to town. 13 Month
Home Warranty Included!
Bend, Oregon is a gorgeous small city with numerous possibilities and opportunities. Those who are not fortunate to live in this beautiful place, envy those who are able to call it home, and those who get to call it home, will tell you that they simply love it! How about the weather? Bend's weather is mostly sunny with clear blue skies! Winters can be chilly, but you will still have that sunshine! Any direction you turn, you will see marvelous snow capped mountains in the distance! Are you a recreational junkie? Well then you have found your heaven on earth! There is absolutely no need to leave the city limits to enjoy nature, it surrounds you in this city! Hiking, mountain biking, fishing, kayaking, rafting, winter skiing, lots of golf, paddle boarding... Anything recreational, Bend has it! But what if you are a beer junkie? Well, that is okay too! Bend offers 15 breweries, some of which are top rating!
Serving all of Bend, Redmond, Sisters, Sunriver, La Pine and all of Central Oregon with Integrity - Honesty - Sophistication. Experience Isn't Expensive It's Priceless!
Birtola Garmyn High Desert Realty Your Real Estate Consultants Jim Birtola & Ruben Garmyn 541-312-9449 www.BendOregonRealEstate.com We SOLD over $1 Billion Of Central Oregon Real Estate Since 2001
If you are looking for some land with gorgeous views in Sisters, OR this one is for you!
1.68 Acres Located in Sisters, OR
The Setting and Views don't get any better than this. Your new home will
sit elevated above the beautifully-flowing Whychus Creek within perfect
view of the Cascade Mountains and in an area of other stunning
properties. This 1.68 acre piece of property contains mature ponderosa pines, scattered
junipers and majestic rock outcroppings along the rim of the canyon.
All available within minutes of Downtown Sisters and even closer to the
Aspen Lakes Golf Course for exceptional dining and challenging golf.
Serving all of Bend, Redmond, Sisters, Sunriver, La Pine and all of Central Oregon with Integrity - Honesty - Sophistication. Experience Isn't Expensive It's Priceless!
Birtola Garmyn High Desert Realty Your Real Estate Consultants Jim Birtola & Ruben Garmyn 541-312-9449 www.BendOregonRealEstate.com We SOLD over $1 Billion Of Central Oregon Real Estate Since 2001
This adorable cottage is guaranteed to win you over with its charm!
3 Bedrooms, 2 Bathrooms
Remodeled Home and 400 square foot office and shop on 1.4 acres! Cute and comfortable cottage nestled in the Big Pines! This home features: vaulted great
room with bay window, certified wood stove with stone hearth, open
dining/kitchen with new counters, black appliances, master suite with siting
area, slider to private deck and bathroom with double tiled vanity, tiled
jetted tub, nice workshop and detached 20x10 frame storage building,
covered storage and double carport, front deck and back patio,
waterfall/water feature, and RV area backing the common area!
Just minutes away from La Pine State Park, this charming town will never get you bored. Beautiful La Pine offers all kinds of amazing activities: from skiing and snowmobiling in the winter, to fishing, hiking and even rodeo during the summer. It provides safe and affordable housing. Don't miss this great home in the recreation paradise of Central Oregon.
Serving all of Bend, Redmond, Sisters, Sunriver, La Pine and all of Central Oregon with Integrity - Honesty - Sophistication. Experience Isn't Expensive It's Priceless!
Birtola Garmyn High Desert Realty Your Real Estate Consultants Jim Birtola & Ruben Garmyn 541-312-9449 www.BendOregonRealEstate.com We SOLD over $1 Billion Of Central Oregon Real Estate Since 2001
Charming 2100 square foot home on the edge of the canyon above Sam Johnson Park!
3 Bedrooms and 2 Bathrooms
This home backs up to the park where you can enjoy the beautiful
mature trees from your 2nd level deck. Home features: updated kitchen and hardwood floors. Spacious living areas, woodstove, 3 bedrooms,
tile in large bath and huge dining area. 790 square foot basement has
workshop/storage room/built-ins/laundry and opens to a covered patio.
Well established neighborhood and a short distance to Park and Dry
Canyon Trail. Includes 13 Month Home Warranty!
Redmond is the perfect place to enjoy an endless list of enticing activities - from hiking, fishing and river running to rodeos, concerts and conventions. The quiet, friendly town, nestled in the middle of Central Oregon, makes it a center of activity and tremendous growth. Its convenient location places Redmond within a stone's throw of some of the greatest golf courses in the world, internationally renowned rock climbing, spectacular snow-capped mountains and adored fishing and hunting spots. Click here to learn more about this charming home!
Serving all of Bend, Redmond, Sisters, Sunriver, La Pine and all of Central Oregon with Integrity - Honesty - Sophistication. Experience Isn't Expensive It's Priceless! Birtola Garmyn High Desert Realty Your Real Estate Consultants Jim Birtola & Ruben Garmyn 541-312-9449 www.BendOregonRealEstate.com We SOLD over $1 Billion Of Central Oregon Real Estate Since 2001
A River Canyon Estates home with wonderful feel and a gorgeous look! Awaiting an owner to appreciate it's beauty!
5 Bedrooms, 3 Bathrooms located in Bend, OR
2700 plus square foot home that has all the right moves including: extensive hard wood flooring, living room, formal dining, separate family/great room with a gas fire place,
open kitchen with breakfast nook and bar, gorgeous slab granite counters with tile
back-splash, pantry, master with sitting area, walk-in and bath with double vanity, soaking tub and shower, loft area, gorgeous fenced back yard
with water feature, covered patio and 8x16 foot storage building, stone
arch-covered porch and 3 plus car attached garage!
Bend, Oregon is a gorgeous small city with numerous possibilities and opportunities. Those who are not fortunate to live in this beautiful place, envy those who are able to call it home, and those who get to call it home, will tell you that they simply love it! How about the weather? Bend's weather is mostly sunny with clear blue skies! Winters can be chilly, but you will still have that sunshine! Any direction you turn, you will see marvelous snow capped mountains in the distance! Are you a recreational junkie? Well then you have found your heaven on earth! There is absolutely no need to leave the city limits to enjoy nature, it surrounds you in this city! Hiking, mountain biking, fishing, kayaking, rafting, winter skiing, lots of golf, paddle boarding... Anything recreational, Bend has it! But what if you are a beer junkie? Well, that is okay too! Bend offers 15 breweries, some of which are top rating!
Serving all of Bend, Redmond, Sisters, Sunriver, La Pine and all of Central Oregon with Integrity - Honesty - Sophistication. Experience Isn't Expensive It's Priceless!
Birtola Garmyn High Desert Realty Your Real Estate Consultants Jim Birtola & Ruben Garmyn 541-312-9449 www.BendOregonRealEstate.com We SOLD over $1 Billion Of Central Oregon Real Estate Since 2001